December 30, 2011 – 11:07 am
1. Create a new budget. A new year calls for a new budget. Rolling over an existing budget might be easy, but making changes now is easier than dealing with debt in the future. Have you moved, switched insurance, or added a new family member (child or pet) in the last year? Take into account what changed [...]
September 15, 2011 – 12:51 pm
Spinning off Tuesday’s post, the question remains: If you do manage to cut your spending on discretionary purchases, how much money does that help you save every year? Bills.com has a nifty Ways to Save Money feature that shows you how much your savings can add up if you sock away the money in an [...]
September 13, 2011 – 12:00 pm
Being a personal-finance aficionado, I always click on those articles that promise to help cut the fat from your budget. Most recently, I was intrigued by the idea of RealSimple.com’s “24 Hours of Savings” article for finding ways to trim your spending throughout the day. However, it’s disappointing that the bulk of the advice seems [...]
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. CDs, money markets, and Roths — oh my. The world of saving for the future is an alphabet soup, but we’ve put together this handy glossary for helping you figure out where [...]
In the first survey of its kind, the Pew Internet Project found that 35 percent of all American adults own a smartphone. (As Mashable.com points out, that means more people have smartphones than college degrees in the United States.) The study found that 59 percent of people in financially well-off households (defined as income above $75,000) [...]
A new survey just published by the National Bureau of Economic Research found that 50 percent of U.S. respondents faced with a hypothetical emergency couldn’t come up with $2,000 within 30 days. That’s not encouraging, America. While funding an emergency account can seem like a low priority compared with paying monthly expenses, having access to [...]
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. Building wealth is only one side of the coin of getting rich; the other side is keeping what you have. And there are a number of ways you can do that, but [...]
As National Financial Literacy Month draws to a close, it’s a good time to reflect on the lessons you want to re-commite yourself to for the rest of the year. After all, isn’t spring a good time to reflect on the New Year’s resolutions you may have let slide? Here are a few tips to [...]
April 12, 2011 – 10:34 am
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. For those of you who are preparing to graduate in the next month or two, with a little luck that means you’re starting your first professional job. And if your entry-level salary [...]
In the home-buying process, the first question you must answer is “how much house can I afford?” And in an effort to determine that amount responsibly, you may have googled for a calculator like this one on CNNMoney.com, which will tell you that you can spend between 28% and 36% of your gross income on [...]
Posted in Budgeting, Econ4U, Education, Financial Illiteracy, Housing, Mortgages, Personal Finance, Saving Money
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Also tagged Family Budget, financial education, loans, Mortgages, Personal Finance, Saving Money
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