Tag Archives: Family Budget

Top 5 Money-Saving Tips Anyone Can Handle

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. There are a million articles on how to save more money, but how many of them contain advice you can actually use? We distilled the best advice we’ve ever gotten into five [...]

The Economics of Health-Insurance Premiums

The New York Times yesterday published a review of the Kaiser Family Foundation’s analysis of health-insurance premiums across the nation on its Prescriptions blog, which covers health-care issues. However, there is an economic fallacy lurking in its analysis worth pointing out. The blog says: If you live in Massachusetts or Vermont, the average monthly premium [...]

Build a Budget That Will Grow With You

If you’ve followed the conventional wisdom of making a budget to live within your means, you may think you can just kick back and reap the benefits, right? Not exactly. There are a number of life changes that will require you to tweak or even completely redo your budget. Here are a few of the [...]

Top 5 Ways to Save at the Grocery Store

Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. After paying for housing and utilities, the grocery bill is often the largest single line item in a household budget. So if you haven’t already tried these tips to shave dollars off [...]

Sales Tax Holidays to Look Forward to This Summer

While we can’t offer you respite from the heat wave oppressing much of the country, we can bring you good news of upcoming sales tax holidays to ease the burden on your back-to-school shopping budget. (Don’t have a household budget? This is a perfect time to create one and educate your kids about what all [...]

35 Percent of American Adults Use a Smartphone

In the first survey of its kind, the Pew Internet Project found that 35 percent of all American adults own a smartphone. (As Mashable.com points out, that means more people have smartphones than college degrees in the United States.) The study found that 59 percent of people in financially well-off households (defined as income above $75,000) [...]

One for the Ladies: Retirement Savings

Despite the encouraging news that women in their 20s have more than made up the salary gap — with recent census data indicating that single, childless women outearn their male peers by 8 percent — women as a group are light years behind men in retirement savings. Why is that? For starters, as this Fidelity [...]

More Valuable Summer-Job Lessons for Teens

In May, we brought you some of the lessons that having a summer job teaches teens who are working for the first time in their careers. Now that summer is in full swing, the Christian Science Monitor has some more valuable takeaways from that first job: Getting to know tax forms and direct deposit. Having [...]

Pop Quiz: Cosigning a Loan for a Loved One

Pretend your brother has come to you with a problem: His credit score is shot, but he wants to buy a new car. He is asking you not for money but to cosign an auto loan for him of $20,000. You have a flawless credit report and you agree, but less than a year later, [...]

Survey: Half of Americans Don’t Have a $2k Emergency Fund

A new survey just published by the National Bureau of Economic Research found that 50 percent of U.S. respondents faced with a hypothetical emergency couldn’t come up with $2,000 within 30 days. That’s not encouraging, America. While funding an emergency account can seem like a low priority compared with paying monthly expenses, having access to [...]