February 26, 2010 – 3:38 pm
You may have noticed that different kinds of loans tend to have very different interest rates. For example, a typical 30-year mortgage today has an annual rate of about 6% (which is very low by historical standards). That might not seem like much, but 30 years is a very long time. Imagine you’re buying a [...]
Posted in Credit, Mortgages, Personal Finance
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Tagged APR, Credit, financial advice, interest, interest rates, loans, managing money, Payday Lending, payday loan, tips
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February 24, 2010 – 3:23 pm
This week, the Credit CARD Act of 2009 finally goes into effect. Some parts of the law were phased in as early as August of last year, but consumers had to wait until now for most of the biggest changes. For the most part, the new rules will just stop problems before they start – [...]
February 23, 2010 – 4:09 pm
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. As Suzi posted earlier, “Here Comes the Bride” is often followed by “Here Come the Bills.” There’s no doubt that marriage and money are inextricably linked, so this week, we offer a [...]
February 23, 2010 – 3:33 pm
Spring is just around the corner, meaning shorts, flip flops, sunglasses, and…wedding season! Okay, so this might not apply to everyone but there are loads of great personal finance lessons to be learned from wedding planning. Last week, the Wall Street Journal reminded me just how much a wedding costs (now, and in the long [...]
February 19, 2010 – 5:06 pm
Check out some of our new resources in the Money Matters section! Wondering about the long-term value of higher education? Look at the real value of a college degree in Learning Equals Earning. Did you start a new job recently or are you just curious about what all those deductions in your paycheck mean? Pay [...]
February 18, 2010 – 5:35 pm
Do you qualify for the Earned Income Tax Credit (EITC) we talked about the other day? Worried about remembering to file for the credit at tax time? Meet the income requirements and have at least one qualifying child? Then you might want to take a look at the Advance EITC (AEITC). The IRS has made it [...]
February 18, 2010 – 2:53 pm
As a consumer it can be difficult to find unbiased information on customer service and reliability. The Better Business Bureau (BBB) gathers and reports information on business reliability and consumer dissatisfaction. The BBB accepts complaints on behalf of consumers regarding specific companies’ business practices. Complaints must be regarding a customer-to-business or business-to-business transaction related to [...]
February 16, 2010 – 3:10 pm
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. We’re now less than two months away from April 15th, the day the tax man gets his due. You may not even be thinking about your 1040 yet, but there are some [...]
February 12, 2010 – 12:07 pm
This year, when completing your tax return, take a closer look at the deductions and credits you qualify for. With the troubled state of the economy, many people may find themselves in a different tax scenario than years past – which could mean a bigger check from the government! A perfect example of this is [...]
February 9, 2010 – 10:41 am
Welcome to this week’s edition of our Tuesday Top 5, Econ4U’s weekly tips post to help you manage your money in five easy steps. If you own a smartphone, you’re familiar with the phrase “there’s an app for that.” Whether you have an iPhone, BlackBerry, or ‘Droid, you will want to make space for one of [...]
